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Certification Program in Retail Assets

Certification Program in Retail Assets | Excelabridge Academy

Certification Program in Retail Assets

Offered by Excelabridge Academy of BFSI

Course Overview

The Certification Program in Retail Assets is a specialized training program designed to prepare aspiring professionals for rewarding careers in the fast-evolving world of retail lending and credit products.

This program focuses on the practical knowledge and industry skills required to manage retail asset products like personal loans, business loans, gold loans, auto loans, credit cards, and more. It emphasizes credit underwriting, loan lifecycle management, customer profiling, sales strategy, and regulatory compliance.

Ideal for fresh graduates and job seekers looking to enter the retail banking & NBFC lending space, this program bridges the skill gap with real-world exposure and job readiness.

Key Benefits

  • In-depth training on key retail asset products (PL, LAP, BL, GL, CC, etc.)
  • Loan origination, documentation, and disbursal process
  • Exposure to credit appraisal, risk checks, and compliance guidelines
  • Field-level training on sales, sourcing, and collections
  • Certification with job interview preparation and placement support

Core Training Modules

  1. Introduction to Retail Lending & Asset Products
  2. Product Knowledge – Personal, Business, and Gold Loans
  3. Credit Cards and Consumer Durable Finance
  4. Loan Origination, Documentation & Disbursement
  5. KYC, Credit Evaluation & Risk Mitigation
  6. Regulatory Guidelines – RBI, CIBIL, Credit Policies
  7. Sales Skills, Lead Sourcing & Cross-Selling
  8. Collections, Recovery & Customer Handling
  9. Soft Skills & Interview Preparation

Eligibility Criteria

  • 12th Pass / Graduates (any stream)
  • Age: 20–32 years
  • Willingness to work in field/branch-based loan sales or support
  • Good communication and interpersonal skills
  • Interest in banking, lending, or NBFC roles

Career Opportunities

  • Loan Officer – Personal / Business / Gold Loans
  • Credit Executive
  • Sales Officer – Retail Lending
  • Collection Executive
  • Field Officer – Asset Products
  • Telecalling / Relationship Executive

Employment opportunities with:
✔️ Private Sector Banks
✔️ NBFCs & Fintechs
✔️ Loan Aggregators
✔️ Lending Startups

How to Enroll

  1. Visit: www.excelabridge.com
  2. Fill out the online application form
  3. Pay course fee: ₹15,000 + GST
  4. Attend 30-day intensive virtual training at Excelabridge Academy
  5. Complete assessment & receive industry certification
  6. Get job interview support with top retail lenders
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